I finally got it working as I wanted.. I ran the line out of my Scarlett with a Y cable to the line in on my motherboard Sound Blaster. Set the SPDIF out of the Sound Blaster as default Windows playback, and the Focusrite USB as default record device. This is the only way I could record MIDI with no latency. I used the iSound app instead of Audacity with the Playback set to SB SPDIF and and Record device as the Recording Device and SPDIF out as the recording Source.

I pretty much randomly clicked on stuff in the Focusrite Control, because I still don't have a CLUE as to what all THAT crap does. When I heard a mix come out of my Scarlett Monitor phones, I hit record and when I played back the .WAV I had a mix. I just saved and screen shot all the settings. This has been a bit of a nightmare. I think I'll wait until tomorrow to add the XLR mike in to the Scarlett mix. Thanks for the suggestions.

Jan - 12 Core AMD Ryzen 9 3900X
32GB DDR4
Win 10 64-bit
Samsung m.2 SSD Boot drive,other SSD internal and USB drives.
MOTO 2
Ketron SD4,SD1000
Yamaha RX-v381amp
VB-Audio virtual cables