I'll try to answer some of your questions but it is hard to determine where the noise is coming from if we can't hear it. Maybe you could post a song with the noise so we can try to determine where it is coming from. Also putting you system's data in your byline would help us.
1- the free Audacity and its plug-ins can do many things to a wav or MP3 including taking out noise.
https://www.audacityteam.org/2-Maybe but we would have to hear it. However it shouldn't be adding noise.
3-yes If the noise is not generated by your computer.
4-If the mic and fan are both on when you are recording then that could cause noise.
Have you tried to record anything other then BiaB? Try recording a youtube audio. Does it have noise? Doing this may determine where the noise is being generated, either by your computer and sound card or your recording.
A couple of last thoughts do you have a cell phone that is on near your computer or keyboards? We have had problems here with musicians having a live phone generating noise while recording and listening. Is your computer very close to your modem or router? That can generate noise also.
I hope this helps and good luck.